New York Long-Term Disability Eligibility
A lot of New Yorkers may be wondering if they qualify for receiving long-term disability (LTD) benefits. Eligibility begins with how your disability is defined on a medical and legal basis.
When determining whether a person is totally or partially disabled in New York, a medical professional will take many factors into consideration. An individual is regarded as partially disabled if they are incapable of performing the material and important tasks of their occupation on a full-time basis because of sickness or accidental bodily injury, but can work on their own occupation on a part-time basis or at a different occupation on either a full- or part-time basis.
An individual is regarded as totally disabled if they are incapable of performing the standard and vital duties of their occupation because of sickness or accidental bodily injury. After receiving benefits for 24 months (2 years), a person is considered totally disabled if they are incapable of performing the duties of any occupation for which they are reasonably fitted by education, training, or experience.
Unfortunately, a person may be denied long-term disability benefits even when they have been diagnosed with a disability and are significantly struggling financially. To ensure that you receive the LTD benefits in New York that you deserve, get in touch with the New York LTD attorneys at Wingate, Russotti & Shapiro, LLP. We will protect your rights and help you obtain the benefits you need to support yourself and your family as you continue to cope with and recover from your disability.
Visit our blog again to find out more about LTD benefits in part three as we discuss LTD benefit duration and amount.
