What is New York Long Term Disability?
In our three part blog series about long term disability (LTD) benefits in New York, we will be discussing what LTD is, LTD eligibility, as well as LTD duration and amount.
Managing and coping with a disability has its ups and downs. There are significant physical, emotional, and financial challenges presented by a disability, especially if a person becomes disabled due to a work-related injury or illness and is unable to perform duties and tasks that were almost second-nature prior to the incident that caused the disability. Long-Term Disability (LTD) Insurance in New York protects qualifying active employees against losing income because of a total or partial disability.
A person is eligible to receive LTD benefits in New York if they receive regular care from a doctor who has established that they are disabled. However, under some circumstances, New York long-term disability disputes may arise if a person is denied LTD by their insurance carrier. It is an unfortunate reality that insurance companies often deny rightful LTD benefit claims to further enhance their own profits.
A New Yorker who is in fact disabled and lawfully deserving of coverage may still be denied long-term disability benefits for various reasons. If this has happened to you or someone you care about and you feel that oversight or wrongful actions are behind the denial, the New York long-term disability benefits lawyers at Wingate, Russotti & Shapiro, LLP can help. Call 212-222-4336 for a free consultation and to learn more about your legal rights.
Check back with our blog to learn more about LTD benefits in part two as we address LTD eligibility.
